Are you tired of CRAZY Stock Market UPs and downs?
Bonds and CDs at 4% or less, don’t impress!
Is it time to try government-backed tax lien certificates (10-36%)?
One new tax sale investor turned $1,800 into $9,600
- without flipping, renting, or gambling on the market, see how...
TUESDAY, MARCH 3, 2026
Are you retired and trying to keep your savings ahead of “real” inflation?
Are you looking to retire sooner than later? Maybe you’ve been forced into early retirement. It’s pretty common. Would you like to make your money last longer than you do?
Maybe you are fighting inflation or health care costs. You might even be part of the “sandwich generation.” I am. That’s the generation that is caring for elderly parents and still helping their kids. If you’re like me, it’s time to build a retirement income that doesn’t depend on Washington DC. It’s time to protect your legacy and the people you love the most.
Are you curious to learn more? Welcome to the real estate tax foreclosure process (aka, tax lien certificates and tax deeds).
- Tax liens/deeds are not controlled by hedge funds or billionaires; instead, they are controlled by county governments.
- This safe investment opportunity is backed by collateral in real estate.
- Anyone can participate. Tax liens are available for under $100 on government lists.
- Tax liens provide high interest rates (10% to 36%)
- Tax deeds or real estate (land, houses, commercial properties) are available for less than market value.
TAX LIEN INVESTING
Online Course and Membership
Find out more below...
Here’s how Tax Lien investing works
The collection of property taxes is a huge priority in every county (and city) in the United States. Literally, if a county cannot collect property taxes it will go broke.
To make sure this doesn’t happen, in tax lien states the county places a lien on any property with delinquent property taxes and sells the debt to investors. You, the investor, are essentially loaning money to the county. This creates a win-win situation for everyone. The county gets its property tax money, property owners get extra time to pay their overdue taxes, and investors get a low-risk, high return investment.
There are many states that offer tax lien certificates: Alabama, Arizona, Colorado, Florida, Illinois, Indiana, Iowa, Kentucky, Maryland, Mississippi, Missouri, Montana, Nebraska, New Jersey, New York, Nevada, South Carolina, Vermont, Washington D.C., West Virginia and Wyoming.
How high is the potential rate of return on tax lien certificates?
- Arizona: tax liens can pay an annual return of 16%.
- Illinois: tax liens can yield 18% over 6 months – that’s 36% per year.
- Indiana: tax liens pay out a flat fee of 10% for the first 6 months or 15% for the second 6 months. On an annual basis, your return could be as high as 120%.
- Florida: tax liens can pay 18% per year. On an annualized basis, your return can be an impressive 60%.
- Iowa: tax lien certificates pay an annual return of 24%.
Tax Lien Investing Is Safe
What about investment safety? Are tax lien certificates a safe investment?
Investing in tax lien certificates is ultra-safe!
What makes tax lien certificate investing safe is that the sales are governed by state law and conducted by the tax collecting jurisdiction (typically the county, sometimes the municipality), and your investment is backed by real estate.
What do I mean by this?
If the property owner pays his/her taxes plus interest due to the county within the time allowed following the tax lien sale (the “redemption” period), then the county receives its property taxes and you receive your money back plus interest. If the property owner does not pay his/her taxes plus interest within the redemption period, then the county keeps your invested money and you can foreclose on the property for the taxes and any penalties owed, often for pennies on the dollar.
A tax lien has priority over the mortgage. In all but two states, the Mortgage is Wiped Out through the tax foreclosure process. In addition, most liens are wiped out as well.
Let me be clear: You Do Not Have to Pay the Mortgage!
Consequently, you will earn high returns or you will own the property.
Simply put, state governments control the entire tax lien process so it is very safe and fair. The last thing the state or county wants is an unsatisfied tax lien investor. Without the investors, counties would not be able to collect the money they need to keep their governments operating.
You cannot find a higher return, lower risk investment than tax lien certificates.
Now do you understand why tax lien certificates are an incredible investment with a great built-in safety factor?
Tax lien investing doesn’t depend on the economy, so you don’t have to worry about your investment going up and down from one day to the next like the stock market. If you’re like me, you have enough worries. Investing shouldn’t be one of them.
Anyone Can Participate!
You do not need a special license or credentials to invest in tax liens. The sales are open to the general public.
County governments do not check your credit score or make sure you have income from a job. They only check your name and social security number or tax identification number (for businesses) to make sure you don’t owe any taxes in their county. That’s it!
Your credit score can be 500, 600 or 795 – it doesn’t matter.
It’s easier to buy a tax lien than it is to rent an apartment. In most cases, you don’t even need to be a U.S. citizen to invest.
If you live outside the U.S., you can either apply for a tax identification number from the Internal Revenue Service, or set up a U.S. company to invest for you. I will show you how to set up a business that you can use to help get you started, whether you are from Canada, the U.K., New Zealand, Australia, or anywhere in the world.
You may wonder if this investment strategy is out of your reach.
It’s NOT!
Here’s a tax lien certificate that I purchased online for $82.28, which earned 16% interest:
Are you starting to feel better about this safe, higher yielding alternative to stock investing?
New Member's Only article on Tax Lien Investing in Arizona! Hurry! Sales are coming up in February.
No Travel With Online Auctions and Over-the-Counter (OTC) Sales
You can invest in tax liens from the comfort of your home, with no travel expenses, without attending a public auction.
What’s exciting is that many counties in states across the U.S., like Maricopa County in Arizona, Broward County in Florida, and Denver County in Colorado, are holding their tax lien sales on the Internet rather than at the courthouse, making travel expenses and time away from home a thing of the past.
This is a trend that continues to grow, with more and more counties (and cities) conducting their sales online. Counties will often even provide detailed information about each tax lien on their websites, making your research easier.
In most states, counties will offer their unsold tax lien certificates for sale “over-the-counter.” In this process, you are able to purchase certificates at the full interest rate set by state law, without any competitive bidding. You can literally walk into the county office and purchase your certificate over the counter. Counties also allow purchases by mail, and even online for those conducting online sales.
Florida is a state where many of the counties are conducting their tax lien certificate sales online. Certificates that remain unsold are later available for purchase over-the-counter, with the buyer receiving the full government-mandated annual interest rate of 18%.
Even if you are not comfortable with the Internet, you can simply use the mail to purchase over-the-counter liens. You only need an envelope, a stamp and some knowledge.
Using Your Retirement Funds
Did you know you can purchase tax lien certificates using a self-directed Individual Retirement Account (IRA) and defer or eliminate taxes on your earnings?
Oh, you didn’t know that? Well, you are in for a treat. It’s a fact. You can buy tax lien certificates using money from a traditional or Roth IRA.
How I Got Started
In 1992, I started investing in government foreclosures, mainly from the Veteran’s Administration. I learned how to buy with little money down, maximize cash flow through the rental market, and hold certain properties and sell others.
About 10 years later, I literally stumbled onto tax lien investing. I couldn’t believe what I was hearing, so I set out to investigate the details. I read several books, but most were outdated (state laws can change over time). In the end, I decided to compile the information myself and write my own books and teach my own workshops. The rest is history. I have been investing in foreclosures and tax liens ever since, and I have helped many others do the same.
I have been invited to speak at real estate clubs throughout North America, with industry giants such as Harv Eker (“Secrets of the Millionaire Mind”), and Gus Fernandez. I have been quoted in Money Magazine on the topic of tax liens. I only say this to let you know that you are getting access to experience.
If you thought tax lien certificates were a great, undiscovered real estate investing secret, welcome to tax deed sales.
TAX DEED INVESTING
Instead of placing a lien on a property with delinquent taxes, counties in some states foreclose on the property and sell it for literally only the taxes owed.
You can buy properties at tax deed sales for 50%, 75%, or more than 90% below market value.
And here is a little known secret. In states like Texas, Georgia, Delaware and Rhode Island, tax deeds carry a right of redemption bearing an interest rate penalty that can be as high as 25%. This means you get the full interest rate even if the tax deed is redeemed right after the sale, giving you annual returns as high as 300% per year.
- Georgia offers a redemption fee to investors of 20%, if redeemed within one year. If the property owner redeems in one month, your effective annual interest rate is 240%.
- Texas offers a redemption fee to investors of 25% for most properties, when redeemed within 6 months. If the property owner redeems in one month, your effective annual interest rate is 300%.
- Delaware offers a redemption fee to investors of 15%. If the property owner redeems in one month, your effective annual interest rate is 180%.
In these right-of-redemption tax deed states, the process works like this. You buy a tax deed and either the property owner pays you back with interest within the redemption period, or the owner loses the property. The difference is that you already own the property, but for a short period of time the owner, bank or other interested party can buy it back from you at a hefty price. For example, if you purchase a tax deed in Texas for $10,000, the owner (or other interested party) will have to pay $10,000 plus $2,500 (or a total of $12,500) within 6 months to reclaim the property or otherwise lose it to you.
Here is a list of U.S. states and Canadian provinces that have tax deed sales: Alaska, Alberta, Arizona, Arkansas, British Columbia, California, Connecticut, Delaware, Florida, Hawaii, Georgia, Idaho, Kansas, Louisiana, Maine, Manitoba, Michigan, Minnesota, Nevada, New Brunswick, Newfoundland, New Hampshire, New Mexico, New York, North Carolina, North Dakota, Nova Scotia, Ohio, Oklahoma, Ontario, Pennsylvania, Prince Edward Island, Quebec, Rhode Island, Saskatchewan, Tennessee, Texas, Utah, Virginia, Wisconsin and Washington.
Success in life is often about finding hidden opportunities before everyone else, and tax deed sales are definitely a hidden investment opportunity. Are you still wondering if tax sale investing is for you?
As with tax lien certificates, many counties are now conducting their tax deed sales online. If you are intimidated by the thought of attending a public auction or don’t want to take off time from your daily life to travel to an auction (and pay the travel expenses), don’t let that stop you from investing in tax deeds. If you have ever purchased an item on Amazon or Ebay, you already know how to buy online.
It’s as easy as eBay!
In most states you can purchase tax deeds that were not sold at the original tax sale through the mail or over the counter (and in some counties, online), usually with no competitive bidding. That means you can often get the property for only the taxes owed.
You can also use your retirement funds to purchase tax deeds, and defer or eliminate your taxes on the profits.
Act Now to Get Started!
When you study the facts, investing in tax liens and tax deeds is one of the safest and quickest ways to achieve wealth and financial independence. Even financial institutions have found tax sale investing to be lucrative.
Join me and together we will explore tax lien and tax deed investing, including how to set up a tax lien business, buy with a self-directed IRA, and more. Let me show you how easy it is to get started.
When you order TAX LIENS UNLEASHED, you are getting more than just a book. Let me be crystal clear! You are NOT JUST BUYING a BOOK!
- You are JOINING A TAX LIEN COMMUNITY,
- You receive mentoring from me, and
- You get access to an online course.
After you order, you will receive Instant Access to our Premium Member’s Academy and Online Course, where everything you need to become a successful tax lien and/or tax deed investor is available to you. There is no waiting for a product to be shipped.
We make it easy for you. You will never need to buy another tax lien/deed investing product, because Tax Liens Unleashed covers it all, and it is updated every year. Just ask and I will send a NEW VERSION to you for FREE. Here is what you will receive:
1. Tax Liens Unleashed Online Course
This is the same information I teach in my 2- and 3-day workshops.
Tax Liens Unleashed Online Course
Tax Liens Unleashed (Online Course) is a hands-on course not just a book. With Premium Membership you get access to the online course where you can read and listen at your own pace. No travel or time away from work. You can learn at your own pace.
If you get frustrated or want to dive deeper, ask me! That’s part of your Premium Membership.
Everything you need to know about tax lien and tax deed investing is covered. And because I know you are busy, I included a 10-page “Quick Start Guide” to help get you going FAST.
Concepts covered include:
- What is a tax lien? What is a tax deed? How are they different?
- How to find tax sale lists, screen them for liens or deeds to purchase, and do your due diligence.
- Preparing for and attending a tax sale auction (online or in-person).
- Managing your tax liens and tax deeds.
- Business concepts for tax lien investors.
- Self-directed IRAs and 401(k)s.
- Example Internet auctions.
- State tax sale laws.
- Profiles of state tax sales.
2. Over-the-Counter (OTC) Superlist,Guide & Research Material
OTC TAX LIEN AND TAX DEED GUIDE
The OTC Investing Guide will show how to invest in tax liens and tax deeds by purchasing liens/deeds left over from sales. You can purchase directly through the County government and earn the full interest rate without attending an auction. Everything you need to know about OTC tax lien and tax deed investing is covered. Here are some of the States that offer OTC liens/deeds.
- Alabama
- Arizona
- Arkansas
- Colorado
- Florida
- Illinois
- Pennsylvania
- Washington
- Wisconsin
- and more!
You can ask me anything about over-the-counter investing. I’m here to help.
3. Tax Sale Calendar Resources
Tax Sale Calendar and Resources
This is your calendar and list of resources for finding upcoming public and internet tax lien and tax deed sale dates and lists. We make it easy for you to find upcoming sales in many counties/municipalities in Arizona, Arkansas, California, Colorado, Florida, Georgia, Indiana, Kentucky, Michigan, New Jersey, New York, North Carolina, Pennsylvania, Texas, Washington and more, as well as the Canadian province of Ontario.
4. Webinar on Tax Lien Investing
Tax Lien Investing WEBINAR
5. Premium Reports
Premium Reports.
6. Premium Member Support
premium Member Support
Imagine how you will feel with your new money mindset in 2026.
On Your Mark, Get Set, GO!
You receive our entire Tax Liens Unleashed Online Course and Premium Membership for ONLY $297 (see Special Offer Below) you can become a Premium Member for Life. No annual fees, just rich content, continuously updated.
In addition to everything else, you also get my No Hassle Guarantee.
If you are not satisfied with the Tax Lien Unleashed Online Course, books, webinar, reports, and personal mentoring, just tell me and I will refund your purchase. No questions!
Order Now and You Receive these Bonus Gifts!
1
The 7 Best Tax Lien States. Find out immediately which states you should focus on. The best tax lien states have high interest rates, short redemption periods, and great support by the state and counties involved in the sales. With this free gift, all the hard work has already been done for you!
The 4 Best Tax Deed States. Learn which states make it easy for you to purchase tax foreclosed properties for pennies on the dollar.
2
How to Buy Raw Land WITHOUT Getting Ripped Off. According to some, they are not making anymore of it–land that is. Learn how to buy and sell land, lots, and acreage. Earn big returns without leaking pipes, clogged toilets, or needy renters. Tax foreclosure sales are one of the best ways to pick up land “on the cheap” and resell. Of course, there are tricks and strategies that will help. First, you need to understand how to buy without making simple mistakes. This report will help, but I will guide you. Land is one of my favorites. Ask me why?
Finally, wouldn’t it be reassuring if you could raise your hand and ask any questions? I am here to help. Please raise your hand and ask. Books and internet searches won’t offer human help, but I will. Please don’t wait. Many States only offer sales once a year. Colorado Online Sales are about to end, but I can show you how to buy OTC liens/deeds. It is a great time to buy OTC liens/deeds. Don’t miss out! There’s still time. Arizona Tax Lien Sales will coming up soon – get ready. Let’s get started and I will send you a live list to work through. I want to help you, but I can only take on a few students at a time.
Purchase the Online Course and Premium Membership now (Use the Buy Now button below) with a 100% money back guarantee, and start working through the online course and listen to the webinar.
I am offering the entire Online Course, Premium Membership, books, webinar, and bonus gifts for $197.
Cheers to your success!
Michael Williams
P.S. I am so confident in the Tax Liens Unleashed program, I am offering a 100% money back guarantee for an entire year. No questions asked.
P.P.S. Let’s work together this year (2026) so we can get you racing down the tax lien freeway headed toward a secure and profitable destination. Take this chance to work through the ONLINE Course, read Tax Liens Unleashed, the OTC Guide, and Tax Sale Calendar. Join me and other like-minded investors by asking questions. Let’s start looking at tax sale lists. Use code TLU100 when you order and pay only $197.
Order Now
1. Tax Liens Unleashed eBook (2025)
2. Over-the-Counter (OTC) Superlist Guide
3. Monthly Newsletter
4. Tax Sale Calendar
5. Tax Lien Webinars
6. Email support
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1. Tax Liens Unleashed Online Course and Book
2. Over-the-Counter Investing (OTC) Guide
3. Tax Sale Calendar / Resources
4. Tax Lien Webinar
5. Phone and eMail Support
7. Personal Mentoring