TAX LIENS…UNLEASHED!

Here’s how it works

The collection of property taxes is a huge priority in every county (and city) in the United States. Literally, if a county cannot collect property taxes it will go broke.

To make sure this doesn't happen, in tax lien states the county places a lien on any property with delinquent property taxes and sells the debt to investors. You, the investor, are essentially loaning money to the county. This creates a win-win situation for everyone. The county gets its property tax money, property owners get extra time to pay their overdue taxes, and investors get a low-risk, high return investment.

There are many states that offer tax lien certificates: Alabama, Arizona, Colorado, Florida, Illinois, Indiana, Iowa, Kentucky, Maryland, Mississippi, Missouri, Montana, Nebraska, New Jersey, New York, Nevada, South Carolina, Vermont, Washington D.C., West Virginia and Wyoming.

Tax Lien Investing Is Safe

What about investment safety? Are tax lien certificates a safe investment?

Investing in tax lien certificates is ultra-safe!

What makes tax lien certificate investing Safe is that the sales are governed by state law and conducted by the tax collecting jurisdiction (typically the county, sometimes the municipality), and your investment is backed by real estate.

What do I mean by this?

If the property owner pays his/her taxes plus interest due to the county within the time allowed following the tax lien sale (the "redemption" period), then the county receives its property taxes and you receive your money back plus interest.

If the property owner does not pay his/her taxes plus interest within the redemption period, then the county keeps your invested money and you can foreclose on the property for the taxes and any penalties owed, often for pennies on the dollar.

A tax lien has priority over the mortgage. In all but two states, the Mortgage is Wiped Out through the tax foreclosure process. In addition, most liens are wiped out as well.

Let me be clear: You Do Not Have to Pay the Mortgage!

Consequently, you will earn high returns or you will own the property.

Simply put, state governments control the entire tax lien process so it is very safe and fair. The last thing the state or county wants is an unsatisfied tax lien investor. Without the investors, counties would not be able to collect the money they need to keep their governments operating.

You cannot find a higher return, lower risk investment than tax lien certificates.

Now do you understand why tax lien certificates are an incredible investment with a great built-in safety factor?

Tax lien investing doesn't depend on the economy, so you don't have to worry about your investment going up and down from one day to the next like the stock market. If you're like me, you have enough worries. Investing shouldn't be one of them.

Anyone Can Participate!

You do not need a special license or credentials to invest in tax liens. The sales are open to the general public.

County governments do not check your credit score or make sure you have income from a job. They only check your name and social security number or tax identification number to make sure you don't owe any taxes in their county. That's it!

Your credit score can be 500, 600 or 795 - it doesn't matter.

It's easier to buy a tax lien than it is to rent an apartment.

In most cases, you don't even need to be a U.S. citizen to invest.

If you live outside the U.S., you can either apply for a tax identification number from the federal Internal Revenue Service, or set up a U.S. company to invest for you. I will show you how to set up a business that you can use to help get you started, whether you are from Canada, the U.K., New Zealand, Australia, or anywhere in the world.

No Travel With Online Auctions and Over-the-Counter Sales

You can invest in tax liens from the comfort of your home, with no travel expenses, without attending a public auction.

What's exciting is that many counties in states across the U.S., like Maricopa County in Arizona, Broward County in Florida, and Denver County in Colorado, are holding their tax lien sales on the Internet rather than at the courthouse, making travel expenses and time away from home a thing of the past.

This is a trend that continues to grow, with more and more counties (and cities) conducting their sales online. Counties will often even provide detailed information about each tax lien on their websites, making your research easier.

In most states, counties will offer their unsold tax lien certificates for sale “over-the-counter.” In this process, you are able to purchase certificates at the full interest rate set by state law, without any competitive bidding. You can literally walk into the county office and purchase your certificate over the counter. Counties also allow purchases by mail, and even online for those conducting online sales.

Florida is a state where many of the counties are conducting their tax lien certificate sales online. Certificates that remain unsold are later available for purchase over-the-counter, with the buyer receiving the full government-mandated annual interest rate of 18 percent. That is an incredible deal!

Even if you are not comfortable with the Internet, you can simply use the mail to purchase over-the-counter liens. You only need an envelope, a stamp and some knowledge.

Using Your Retirement Funds

Did you know you can purchase tax lien certificates using a self-directed Individual Retirement Account (IRA) and defer or eliminate taxes on your earnings?

Oh, you didn't know that? Well, you are in for a treat. It's a fact. You can buy tax lien certificates using money from a traditional or Roth IRA.

How I Got Started

In 1992, I started investing in government foreclosures, mainly from the Veteran's Administration. I learned how to buy with little money down, maximize cash flow through the rental market, and hold certain properties and sell others.

About 10 years later, I literally stumbled in tax lien investing. I couldn't believe what I was hearing, so I set out to investigate the details. I read several books, but most were outdated (state laws can change over time). In the end, I decided to compile the information myself and write my own books and teach my own workshops. The rest is history. I have been investing in tax liens and deeds ever since, and I have helped others do the same.

I have been invited to speak with industry giants such as Harv Eker ("Secrets of the Millionaire Mind"), and I have been quoted in Money Magazine on the topic of tax liens. I only say this to let you know that you are getting access to experience.

If you thought tax lien certificates were a great, undiscovered real estate investing secret, welcome to tax deed sales.

 

TAX DEEDS...UNLEASHED

Instead of placing a lien on a property with delinquent taxes, counties in some states foreclose on the property and sell it for literally only the taxes owed.

You can buy properties at tax deed sales for 50%, 75%, or more than 90% below market value.

And here is a little known secret. In states like Texas, Georgia, Delaware and Rhode Island, tax deeds carry a right of redemption bearing an interest rate penalty that can be as high as 25%. This means you get the full interest rate even if the tax deed is redeemed right after the sale, giving you annual returns as high as 300% per year.

Georgia offers a redemption fee to investors of 20%, if redeemed within one year. If the property owner redeems in one month, your effective annual interest rate is 240%.

Texas offers a redemption fee to investors of 25% for most properties, when redeemed within 6 months. If the property owner redeems in one month, your effective annual interest rate is 300%.

Delaware offers a redemption fee to investors of 15%. If the property owner redeems in one month, your effective annual interest rate is 180%.

In these right-of-redemption tax deed states, the process works like this. You buy a tax deed and either the property owner pays you back with interest within the redemption period, or the owner loses the property. The difference is that you already own the property, but for a short period of time the owner, bank or other interested party can buy it back from you at a hefty price. For example, if you purchase a tax deed in Texas for $10,000, the owner (or other interested party) will have to pay $10,000 plus $2,500 (or a total of $12,500) within 6 months to reclaim the property or otherwise lose it.

Here is a list of U.S. states and Canadian provinces that have tax deed sales: Alaska, Alberta, Arizona, Arkansas, British Columbia, California, Connecticut, Delaware, Florida, Hawaii, Georgia, Idaho, Kansas, Louisiana, Maine, Manitoba, Michigan, Minnesota, Nevada, New Brunswick, Newfoundland, New Hampshire, New Mexico, New York, North Carolina, North Dakota, Nova Scotia, Ohio, Oklahoma, Ontario, Pennsylvania, Prince Edward Island, Quebec, Rhode Island, Saskatchewan, Tennessee, Texas, Utah, Virginia, Wisconsin and Washington.

It's as easy as eBay!

In most states you can purchase tax deeds that were not sold at the original tax sale through the mail or over the counter (and in some counties, online), usually with no competitive bidding. That means you can often get the property for only the taxes owed.

You can also use your retirement funds to purchase tax deeds, and defer or eliminate your taxes on the profits.

Act Now to Get Started!

When you study the facts, investing in tax liens and tax deeds is one of the safest and quickest ways to achieve wealth and financial independence. Even financial institutions have found tax sale investing to be lucrative.

Join me and together we will explore tax lien and tax deed investing, including how to set up a tax lien business, buy with a self-directed IRA, and more.

Let me show you how easy it is to get started.

When you order TAX LIENS UNLEASHED, you are getting more than just a book. Immediately after you place your order, you will receive Instant Access to our premium, online Academy, where everything you need to become a successful tax lien and/or tax deed investor is available to you. There is no waiting for a product to be shipped.

We make it easy for you. You will never need to buy another product, because Tax Liens Unleashed covers it all. Here is what you will receive.